PLEASE READ THESE TERMS OF USE CAREFULLY BEFORE USING THIS WEBSITE. By using this website, you signify your consent to these terms of use. If you do not agree to these Terms of Use, please do not use the website.

Your access to and use of this website, as well as all related websites operated by 0823048 BC LTD,  (collectively the “Site”) is subject to the following terms and conditions (“Terms of Use”) and all applicable laws. By accessing and browsing the Site, you accept, without limitation or qualification, the Terms of Use and acknowledge that any other agreements between you and the Site are superseded and of no force or effect:

This agreement (“Agreement”) sets forth the terms and conditions that apply to the use of this Site by the End User.  By using this Site (other than to read this Agreement for the first time), End User agrees to comply with all the terms and conditions hereof.  The right to use this Site is personal to End User and is not transferable to any other person or entity.  End User shall be responsible for protecting the confidential of End User’s password(s), if any.  User acknowledges that, although the Internet is generally a secure environment, sometimes there are interruptions in service or events that are beyond the control of 0823048 BC LTD, and 0823048 BC LTD, shall not be responsible for any data lost while transmitting information on the Internet.

1. You agree that the Site itself, as well as all content, videos, training materials, products, services and/or other materials, made available on the Site by us or other third parties, as well as the look and feel of all of the foregoing, (collectively referred to as the “Content”) are maintained for your personal use and information by 0823048 BC LTD., (the “Company”) and are the property of the Company and/or its third party providers. You agree that such Company Content shall include all proprietary videos, HTML/CSS, Javascript, graphics, voice, and sound recordings, artwork, photos, documents, and text as well as all other materials included in the Site, excluding only the materials you provide. Subject to your compliance with these Terms of Use, the Company hereby grants you a limited license, which is non-exclusive, non-transferable, and non-sub licensable, to access, view, and use the Site solely for your personal purposes. No Company Content may be copied, reproduced, republished, uploaded, posted, transmitted, distributed, used for public or commercial purposes, or downloaded in any way unless written permission is expressly granted by the Company. Modification of the Content or use of the Content for any other purpose is a violation of the copyright and other proprietary rights of the Company, as well as other authors who created the materials, and may be subject to monetary damages and penalties. You may not distribute, modify, transmit or use the content of the Site or any Content, including any and all software, tools, graphics and/or sound files, for public or commercial purposes without the express written permission of the Company.

2. All Content, such as text, data, graphics files, videos and sound files, and other materials contained in the Site, are copyrighted unless otherwise noted and are the property of the Company and/or a supplier to the Company. No such materials may be used except as provided in these Terms of Use.

You must agree to these Terms of Use before you are permitted to use any 0823048 BC LTD digital or downloadable resources, online courses, classes, programs, workshops, or training, operated by 0823048 BC LTD (for any purpose), whether on a website hosted by Theresa Andersen or a third-party website such as the learn.TheresaAndersen.com powered by Kajabi or any other online course platform (collectively. 

The Course Content provides information and education only, and does not provide any financial, legal, medical, or psychological services or advice. None of the Course Content prevents, cures, or treats any mental or medical condition. The Course Content is not intended to be a substitute for professional advice that can be provided by your own accountant, lawyer, financial advisor, or medical professional. You are responsible for your own financial, legal, physical, mental, and emotional well-being, decisions, choices, actions and results. You should consult with a professional if you have specific questions about your own unique situation. The Company disclaims any liability for your reliance on any opinions or advice contained in the Course.

You acknowledge that there is an inherent risk in all forms of electronic communication, and communications between you and the Company may be unlawfully intercepted by third parties not under our control. The Company does not guarantee the security of any information transmitted via the Internet, telephone, video conference, or other electronic media. Any efforts you undertake to communicate with the Company are done at your own risk. 

By checking the box  you are providing the electronic equivalent of your signature and assert that you have read, understood, and agreed to this entire document. If you do not agree with these Terms of Use, do not use the Course Content or access the website.  0823048 BC LTD, Theresaandersen.com reserves the right to make any changes to our Terms of use and/or our Privacy Policy as we deem necessary or desirable without out prior notification to you.  We suggest to you therefore, that you re-read this important notice containing our Terms of Use and Privacy Policy from time to time in order that you stay informed as to any such changes.  If we make changes our Terms of Use and Privacy Policy and you continue to use our Site, you impliedly agreeing to the Terms of Use and Privacy Policy expressed herein.